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  1. Input boxes marked with a include notes to assist you to fill out the box. Move your cursor over the to view the note.                       

  2. Choose one standard time period - either weekly, fortnightly, monthly or yearly - for all the amounts you enter.                                                                                                                                                        

  3. Enter all amounts to match your selected time period. Use our converter at the bottom of the page to convert amounts.

  4. Only enter amounts into the white input boxes. The totals in the coloured boxes will be calculated automatically for you.

  5. Totals shown in blue are income amounts; totals shown in red are expense amounts.

  6. Use the Tab key on your keyboard to move to the next input box, using the Tab key will also update the sub-total and totals and the graph.

Section A: Income after tax Education contd. Personal contd.
Your after tax income $ Self Education $ Entertainment $
Partner/ spouse after tax income $   School excursions $ Sport $
Pension/ benefit $ Tutoring/Books $ Club fees $
Family payment $ Sports/out of school activities $ Newspapers and Magazines $
Child support received $ Pre-school $ Holidays $
Board money received $ Child minding $ Gifts $
Investments (after tax) $ Sub Total $ Pocket money - children $
Other income (after tax) $ B.6 Medical Drinks alcoholic $
TOTAL INCOME $ Health insurance $ Cigarettes/Tobacco $
Doctor $ Laundry/dry cleaning $
Section B: Total Living Expenses Dentist $ Gambling/other $
B.1 Housing     B.3 Transport Chemist $ Donations/ other $
Rent $ Petrol $ Eye care and optometrist $ DVDs/Videos/Movies $
1st mortgage $ Repairs $ Specialists/alternative therapies $ Postage/Films $
2nd mortgage $ Registration $ Pet and vet $ Pool/Gardening Expenses $
Land rates $ Fines $ Sub Total $ Sub Total $
Water rates $ Insurance $ B.7 Maintenance B.9 Other
House and contents insurance $ Licence $ Children $ Superannuation $
House repairs $ Fares $ Sub Total $ Life/term/income Insurance $
Strata levies $ Sub Total $ B.8 Personal Professional fees $
Home contents replacements $ B.4 Food Clothing $ Other expenditure $
Sub Total $ Groceries $ Haircuts $ Savings $
B.2 Utilities Meat $ Grooming/cosmetics $ Special Projects $
Electricity $ Fruit/Vegetables $ Sub Total $
Heating oil $ Lunches $ Total Basic Living Expenses (Total B.1 to B.9) $
Gas $ Pet Food $
Water $ Take away food/ restaurants $ Section C: Your loan expenses (How much to repay a loan?)
Mobile phone $ Sub Total $ Credit Cards $ Store cards/ accounts $
Internet and Cable TV $ B.5 Education $ $
Telephone $ School Fees $ $ $
Sub Total $

Uniforms $ $ Finance Companies $
Personal loans $ $
Converter from to
annual amount: $ $
quarterly amount $ $
per week $ $
per fortnight $ $
per month $ $
FusionCharts
How much to repay a loan?
   amount to repay $
   Annual interest rate %
   Choose weeks to repay
Amount to pay off per week $
Convert weeks to:
   months
   year
$ $
$ Home loans $
Car Loans/ Hire purchase $ Other debts $
$ $
Total Loan Expenses $
Total All Expenses (B + C) $
 Your Bottom Line
Your after tax income (Total Section A)  $
    Less your living expenses (Total Section B) $
    Less your loan expenses (Total Section C) $
Equals either a surplus (in blue) or deficit (in red) $

 Note: Choose "landscape" when printing for the best results.