Step 1: Enter your details from your latest statement
(Note: Only adjust the Minimum % Payment if the First Month Minimum Payment shown below is different to that shown on your actual credit card statement.)

Your Account Balance	$
Annual Interest Rate		%		Minimum % Payment		%

Step 2: Compare how long it takes to pay off your credit card using Minimum Payments only versus Higher Payments
(Note: Assumes that you do not spend any more, including cash advances, on your credit card.)

First Month Minimum Payment	$		OR	Choose Higher Payment?	$
(Note: The First Month Minimum Payment figure is calculated automatically using Your Account Balance and the Minimum % Payment entered above.)

Step 3: Click Calculate to see your result        

By making only Minimum Payments you pay $26,786 more over approximately 57 more years compared to making Higher Payments.